Who We Are
Retirement Planning Services (RPS) is a fee-only financial services company with
over 24 years of investment management and financial/retirement planning experience. |
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Specializing in a personal, engaging approach, we advise a wide variety
of clients–
providing long-range planning, mid-career strategizing, and guidance
for retirement.
RPS also conducts instructional seminars in financial
planning, personal finance, and
retirement planning to Federal, State, and local government employees and businesses
in the private sector.
Mailing of Economic Stimulus Payments has begun
The Treasury Department has begun issuing rebate checks to over
130 million
individuals–the result of provisions included in the Economic Stimulus Act of 2008,
which was signed into law in February. Rebate payments can be as much as $600
per
individual ($1,200 in the case of married couples filing joint returns), with an additional
$300 for each
qualifying child under the age of 17.
Read More! NEW!
What We Do
We help our clients build a clear path to financial
security–an essential step amid
what can seem like a bewildering array of choices and an uncertain economy.
Using careful analysis and research, practical good sense, and a wealth
of
knowledge and experience, RPS prepares a complete written financial
plan
for each client, and
personally assists each client with the implementation
of the plan's recommendations. Depending upon the client's goals, the formal
plan
will contain specific
guidance pertaining to one or more of the following:
Pre-Retirement Planning – RPS
is highly experienced in all the facets involved in
helping you plan for a comfortable and secure retirement. We use sophisticated
planning models, research databases, and comprehensive data gathering
techniques to
prepare a series of specific plans and investment recommendations for
your retirement
planning needs. Every pre-retirement client receives a financial asset
allocation and
lifetime income protection plan.
Financial Planning – RPS has
the experience and tools to help each client meet
their financial goals. This help includes maximizing investment returns,
reducing long-
and short-term risks, and providing expert advice on their tax, insurance,
college and
estate planning needs.
Mid-Career Planning – We help
clients with 15 or more years in the workforce
to make the right financial and investment decisions, including developing
debt
reduction strategies, determining disability and life insurance needs,
selecting
college savings plans, and projecting future retirement income needs.
Investment Advice and Asset Allocation for
Commercial and/or Federal Employee
Benefit Plans – Getting the most from benefit plan choices
is not as cut-and-dried as
many people think. We’ll help you to structure and evaluate your
investment options
according to your financial goals and level of risk tolerance.
College Financing – From 529
Plans and Coverdale Accounts to custodial accounts,
bonds, and low-cost loans, we can help you select the best approach
to provide the vital
higher education that your children or grandchildren will require.
What this Means to You
As a fee-only firm, RPS has no tie to
any financial institution, and receives no
commissions, fees, or other income from the products and
services we recommend.
We are compensated solely for planning services, which frees us to act
exclusively on our clients’ behalf as an objective and unbiased
advisor.
RPS is a member of the National Association
of Personal Financial Advisors (NAPFA),
the Financial Planning Association (FPA), and is a Registered Investment
Advisor.
Read the NAPFA Fiduciary Oath.
Associations
National Association of Personal Financial Advisors
www.napfa.org
Financial Planning Association www.fpanet.org
Better Business Bureau of Greater Washington, DC www.bbb.org
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Privacy Policy
Brief
To download our full Privacy Policy Statement,
click here.
Retirement Planning Services, Inc. is committed to the confidentiality and security of the personal and financial information that you provide to us. We appreciate and honor your trust in us and consider your data to be privileged.
The information that we gather, both on our own forms and on copies of statements from your other financial partners, is used solely for the purpose of creating a personal financial plan for your use. Our client list, and personal information about our clients, is never shared with any third party. On occasion, our clients request that we consult with other professionals such as accountants, realtors or attorneys on their behalf. In this instance, we will discuss your personal information only with your express consent to do so. |
