RPS believes it is wise for the public to become educated about and stay current on financial conditions, trends, and
opportunities. We conduct about 100 training classes each year covering these subjects:
- Pre-Retirement Planning
- Mid-Career Planning
- Financial Planning
- Personal Finance
To assist in the public education process, we have gathered a variety of materials from our years teaching these classes and posted them below
for site visitors to download.
We update the contents of this page regularly, so please bookmark this page and check back frequently.
General Financial Planning
2013 Important Numbers Available now!
Understanding FDIC Coverage
Personal Budgeting Spreadsheet (.xls)
Safe Harbor for Vacation-Home Exchanges (The Washington Post)
Asset Allocation Charts - Federal
Employee with non-Federal spouse - FERS Pension
Single or two married Federal Employees - CSRS Retirement
Annuity Income versus Stock Portfolio Income Analysis
Asset Allocation Chart - Private Industry
Various age groups - no defined pension
Get Your Free Credit Reports Now!
Can You Afford to Retire?
Medicare Drug Benefit Calculator
Financial Planning Web Sites
Life Insurance Worksheet
Blank Inactive Portfolio Management Spreadsheet
Example of How to Use the Inactive Portfolio Management Spreadsheet
Joint Asset Allocation Plan Example
Mortgage and Refinancing
Fixed vs. Adjustable Rate Mortgages
Choosing A Mortgage
Refinancing and Home Equity Loans: Tax Considerations
Reducing the Cost of Debt
Should You Refinance Your Mortgage?
Mortgage Payoff Calculator
Planning for College: Tuition Funding and Other Information
College Board releases 2011/2012 college cost figures
Expected Family Contribution (EFC) Formula Guide
Application for Federal Student Aid (FAFSA)
Estimating College Costs
College Saving Options
Saving for College and Retirement
Managing Expenses During the College Years
Education Tax Credits and Deductions
Online Search for Information about Colleges and Universities
Federal Financial Aid Treatment for Coverdell ESAs
of Individual Investors (AAI) - Monthly Magazine
Investment Company Institute - Understanding Mutual Fund Breakpoints.
Reaching Your Investment Goal
Saving for College
Recent Media and News Events
Military and U.S. Government News
Federal Employees: Are you in the right retirement plan?
Veteran Educational Benefits and Unemployment Compensation Benefits
Bankruptcy Means (Income) Test—Chapter 7 vs. Chapter 13
Bankruptcy Abuse Prevention
About Home Equity Loans
Reduce and Eliminate Credit Card Debt
Resources to Help with Reducing Debt
A Comparison of the Affects on your Retirement Income of having Mortgage versus No Mortgage Debt in Retirement
To Roth or Not to Roth in your 401 K Plan
Rollover More Pension Plans into a Roth IRA
Boost IRA Savings with Catch-Up Contributions
Catch-up Contribution Considerations
Rollover Guide for IRAs
Broadridge Forefield Alert: New Social Security Figures for 2007
Ten Steps to a Secure Retirement
Financial Report Card Spreadsheets
More Than Just a Will
Insurable Interest Survivor Annuity
Unmarried and/or Same Sex Partners Information
Planning Concerns of Unmarried Couples
Domestic Partner Agreements
Money Issues That Concern Unmarried Couples
Insurance Issues That Concern Unmarried Couples
Property Ownership Issues That Concern Unmarried Couples
Special Considerations for Gay and Lesbian Couples
Parental Rights Issues That Concern Unmarried Couples
Estate Planning Issues That Concern Unmarried Couples
Tax Issues That Concern Unmarried Couples
Long Term Care Information
Prepare for Incapacity - 2009 Alzheimer's Report
Analysis of 55 Year Old Delaying Purchasing LTC until Age 65
Analysis of 60 Year Old Delaying Purchasing LTC until Age 65
Get a quote for Long Term Care Insurance. We provide access
to quotes as a free, no-obligation service to you. Retirement Planning
Services, Inc. receives no compensation, financial consideration, or
referral fees from these companies.
Metropolitan Life Insurance Survey of LTC Costs
Where to Live after Retirement?
Leveraged to the Hilt, by "Professor Bill" Keating
- clearly written guide to reducing and eliminating credit card and
John Bogle on Investing - The First 50 Years, by John C. Bogle
- wisdom from the founder and former CEO of Vanguard Group.
How to Retire Happy, by Stan Hinden. (Foreword by John Bogle
- Founder of Vanguard Group.)
The New Woman's Guide to Retirement Planning, By Martha Priddy Patterson.
Got a comment? We'd like to hear from you. Send us an email.
RPS is a registered investment advisor for Virginia, Maryland,
the District of Columbia. This web site is not a solicitation to sell
investment advisory services outside those areas, except where such
registration is not required. This site is for information only and
should not be construed as a vehicle to deliver advice for any investor
or individual. RPS delivers advice only after we provide clients a
copy of our registration document (FORM ADV) and our contract has been
executed. Information throughout this site pertaining to market or
other financial data is obtained from sources that RPS considers reliable.
RPS does not warrant or guarantee the timeliness or accuracy of this
References made to investment or portfolio performance are based on
historical data, and there is no guarantee of such performance in the