|Services and Fees
Financial Planning –
ClearLogic Financial has the experience and tools to help each client meet their financial goals. This help includes maximizing investment returns, reducing long-and short-term risks, and providing expert advice on their tax, insurance, college and estate
Mid-Career Planning – ClearLogic Financial helps clients with 15 or more years in the workforce to make the right financial and investment decisions, including developing debt reduction strategies, determining disability and life insurance
needs, selecting college savings plans, and projecting future retirement income needs.
Investment Advice and Asset Allocation for Commercial and/or Federal Employee Benefit Plans – Getting the most from benefit plan choices is not as cut-and-dried as many people think. ClearLogic Financial will help you to structure and evaluate
your investment options according to your financial goals and level of risk tolerance.
College Financing – From 529 Plans and Coverdell Accounts to custodial accounts, bonds, and no-load mutual funds, ClearLogic Financial can help you select the best approach to provide the vital higher education that your children or grandchildren
ClearLogic Financial's comprehensive services also include:
- Comprehensive financial planning/ retirement planning and investment management
- Investment research and asset management
- Investor education
- Portfolio design, implementation, continuous supervision and monitoring
- Disciplined strategies to rebalance the investment mix to target allocations
- Comprehensive quarterly performance reporting and review
- Provide year-end statements for tax reporting
- High quality personal service and communication
- Estimates of Federal Annuity Benefits for Federal Employees
ClearLogic Financial offers financial planning and investment advice services as part of a comprehensive Assets Under Management (AUM) business structure. Fees for financial planning and other planning services are charged in four quarterly fee assessments.
Charges are based on a declining rate based on the amount of investable assets under their annual management. Annual fees are lowered as more assets are taken under management and accumulated in the client's accounts. This service appeals to investors who
want to reduce the day-to-day concerns of managing investments themselves.
ClearLogic Finiancial works with clients who want an advisor who is dedicated to serving investors seeking disciplined consistent, long-term growth of assets and comprehensive financial planning. Fee-Only® financial advisers are compensated solely by their
clients. We do not receive commissions from the sale of any products or services, nor do we receive any referral fees.
Call 703-476-3521 for more information.
Getting Started with ClearLogic Financial
ClearLogic Financial begins a relationship with a personal meeting to determine your financial planning and investment goals.
ClearLogic Financial reviews all costs and services in advance of any engagement and provide a copy of our disclosure brochure, SEC Form ADV, Part II.
ClearLogic Financial is a member of the National Association of Personal Financial Advisors (NAPFA) and is a Registered Investment Advisor. (Read the NAPFA Fiduciary Oath.)
Updates & Commentary
"Why Diversification Matters," "Table: Federal Student Loans for College," and other articles. (March 1, 2017)
2017 Key Numbers
(January 2, 2017)
Saving and Investing Wisely, Building on Your Foundation, Types of Investments: Bonds, Types of Investments: Cash, Investing Through Mutual Funds and ETFs, and Asset Allocation
Should You Pay Off Debt or Save For Retirement?
(For over 50 educational videos, visit the
Videos and Multimedia page.)
November Is National Family Caregivers Month
Retirement Planning Services has prepared the following educational materials to help clients understand the significance of caregiving in general and the importance of planning for long-term care. (Oct. 30, 2015)
Caring for Your Aging Parents
When Your Child Has Special Needs
The Sandwich Generation: Juggling Family Responsibilities
Five Questions about Long-Term Care
Life Insurance Riders that Pay for Long-Term Care
Grandparents race to the rescue of college funds
Gay couples weigh financial options that accompany marriage
Jerry Cannizzaro on how grandparents are helping with their grandkids' college education (Reuters, May 19, 2014)
Jerry Cannizzaro on how federal benefits can impact financial planning (Washington Post, Oct. 18, 2013)